Over the years, Siddaganga Urban Co-operative Bank Limited has established a strong reputation for reliability, transparency and customer-centric banking services. The Bank remains committed to delivering inclusive and accessible financial solutions that support individuals, businesses and communities in achieving their financial goals.
By combining traditional co-operative values with modern banking practices, Siddaganga Urban Co-operative Bank Limited continues to offer innovative services, personalized customer helpline and competitive financial products, empowering customers at every stage of their financial journey.
Explore our innovative solutions, personalized service, and competitive offerings designed to empower you on your financial journey. Experience the difference with Siddaganga Urban Co-operative Bank Limited today.
Rate of Interest on Deposits (Slabs)
Rate of Interest is 4.00%
Rate of Interest is 5.00%
Rate of Interest is 6.00%
Rate of Interest is 7.50%
Additional Benefit:
Senior citizens receive an extra 0.50% interest on deposits above one year.
Rate of Interest is 3.5% per year
Rate of Interest on Loans (Per Year)
Rate of Interest – 14.00%
- Term Loan
Upto 50 Lakhs – 11.00%
Above 50 lakhs – 12.00% - Housing Loan – 11.00%
- Overdraft – 14.00%
Rate of Interest – 11.00%
(Rs. 8000/- per Gram w.e.f. 31-03-2026)
Commercial Vehicles
- Old (Four Wheelers & Heavy Vehicles) – 13.00%
- New (Two & Four Wheelers & Heavy Vehicles) – 12.00%
Personal / Private
- Old (Four Wheeler Only) – 13.00%
- New (Two & Four Wheelers) – 12.00%
Rate of Interest – 12.00%
Rate of Interest – 12.00%
Safety Lockers Available
Siddaganga Urban Co-operative Bank Limited offers secure and reliable safety locker facilities to protect your valuables, documents and precious belongings. With advanced security measures and strict privacy standards, our lockers ensure complete peace of mind. Choose from convenient locker sizes and safeguard what matters most with confidence and trust.
For More Details on Loans, Deposits and Safety Lockers, Please Contact Bank Manager
*Terms & Conditions apply.
